Dreaming of Owning Your Home? Here’s How! 🏡🌟

This blog post is brought to you by Ubank

Sick of the endless rental cycle?

It's time to embark on the journey towards homeownership! Here’s your 5-step guide to make the dream a reality:

Step 1: Start Saving Up 🐷

Dive into your finances and kickstart a separate savings account tagged ‘Dream Home’. This isn’t just any account; it’s the beginning of your journey towards your own home.

Set it up with a high-interest rate and watch your deposit grow, ensuring you stay focused and avoid unnecessary withdrawals.

Step 2: Know Your Borrowing Power 💸

Ever wondered how much you can actually borrow? Use a borrowing calculator (like the one from ubank) to get an estimate. This crucial step provides clarity on your budget and helps shape your home-search criteria.

Step 3: Secure Pre-approval ✅

Streamline your buying process by getting pre-approved. This step not only clarifies your budget but also positions you as a serious buyer. With ubank, enjoy a paperless and straightforward online application process.

Step 4: Hunt for Your Ideal Property 🏠

This is where the adventure begins. Explore, visit, and scrutinize properties and neighborhoods. Understand the compromises and pinpoint your non-negotiables—be it commute time or the house’s condition. It’s about finding the perfect match within your budget.

Step 5: Make Your Offer 📝

Found your dream home? Fantastic! Now’s the time to negotiate and make an offer.
Remember, questions are part of the journey. Ubank’s team of home loan specialists are here to support you, available 7 days a week.

T&Cs: Products issued by ubank, part of NAB. Credit criteria apply. TMDs at ubank.com.au/tmd