Now we ladies face some unique challenges. We are living longer, earning less and retiring on a (whole) lot less than men. So we are going to break down what you need to know about utilising your super now as well as maximising your retirement.

When you’re in your 20’s-30’s even 40’s talking super is a topic that’s really hard to connect with … I mean some of us are trying to tackle Tinder, not our retirement! But did you know, superannuation is not just our retirement… there are ways you can utilise your super now for other areas of your finances?!

If you currently don’t know how much is in your super, where it is, what it is being invested into, what it should be invested into … then this masterclass is for you. Plus there are a few small things you can do now that mean when you retire, your pension pot will be looking as good as George Clooney does when you hit 60!

In this session we will discuss:

• What is super? How does it work?
• Why is it important?
• Why super is not just for retirement (spoiler alert: you can use it to buy your first home!)
• How much should you have in your fund by what age?
• What can we do if we are behind? And how do you catch up?
• How can we find lost super
• Should we consolidate?
• What about insurance in our super?
• 3 Actions that you can apply to your super straight away
• The power of contributing just 5% more
• How to tell if your super is performing (compared to other funds)
• How to tell if your fees are too much (compared to other funds)
• How to tell what your super is invested in

We will also cover a heap of other information and most importantly give you practical steps so you can start taking charge of your future like a boss!

About the speaker:

Meet Gemma Mitchell, Financial consultant, Cultiver Financial Consulting

Gemma is Financial Adviser and Money Coach with 2 decades experience in financial services. She has a passion for educating, empowering, and elevating women around financial confidence so that they can ultimately live their dream life in control of their financial future.